Retirement Security

Fewer employers today provide defined-benefit pensions for their workers—and among those that do, many are offering “defined-contribution” (like 401[k]s) rather than traditional “defined-benefit” pension plans.

That’s why Social Security insurance is essential for millions of retirees. Nearly two-thirds of retirees count on Social Security for half or more of their retirement income and for more than three in 10, Social Security is 90 percent or more of their income. It is a safety net that keeps retirees out of poverty.

It’s also important to figure out what you will need to retire. Talking a look at how much Social Security will provide, whether you have another form of pension and how much you spend are all components in determining when you can retire.

For decades, workers achieved retirement security because their retirement income flowed from a combination of employer-provided pensions, Social Security and personal savings. But the recession has exposed the severe deficiencies in our retirement system. We need to develop a new way to provide workers with lifetime retirement security beyond Social Security.

More about this issue:

Jun 14, 2024 | News Story

Members of Social Policy Workers United (SPWU), the staff union at MDRC

Jun 14, 2024 | News Story

Early voting in the 2024 Primary Elections will take place from Saturday, June 15 through Sunday, June 23rd. Election Day is Tuesday, June 25th.

Jun 7, 2024 | News Story

In a milestone for organized labor, the Amazon Labor Union has formally begun the process of affiliation with the 1.3 million-member International Brotherhood of Teamsters.

Jun 7, 2024 | News Story

Management at Lemonada Media, the award-winning podcast network, has voluntarily recognized the Writers Guild of America East (WGAE) as the collective bargaining representatives of the staff’s producers and engineers.

Jun 7, 2024 | News Story

The employees of Harper's Magazine announced this week that they are forming a union with UAW Local 2110.

Jun 7, 2024 | News Story

UFCW 1500 is pleased to announce that on Wednesday, May 29, members employed by Blank Street Coffee unanimously ratified their first contract with the company.

May 31, 2024 | News Story

After more than 9 months of negotiations, the 2300 resident physicians and fellows at the heart of patient care at NYC Health and Hospitals

May 31, 2024 | News Story

After years of underfunding, the Social Security Administration has reached a 27 year low in staffing while asked to serve a record high number of applicants resulting in a burnt out workforce and long service delays.

May 31, 2024 | News Story

On Saturday, in the midst of REI’s annual Anniversary Sale, members of REI Union SoHo, represented by the Retail, Wholesale and Department Store Union (RWDSU), stopped work and walked off the job in an Unfair Labor Practice (ULP) strike to protest REI’s failure to bargain a contract in good faith

May 31, 2024 | News Story

Members of the Ziff Davis Creators Guild, representing the editorial staffs of Lifehacker, Mashable, and PCMag as a part of the NewsGuild of NY, hit the streets outside Ziff Davis headquarters this week to demand wages that keep up with inflation and a contract that addresses transparency on AI.