Retirement Security

Fewer employers today provide defined-benefit pensions for their workers—and among those that do, many are offering “defined-contribution” (like 401[k]s) rather than traditional “defined-benefit” pension plans.

That’s why Social Security insurance is essential for millions of retirees. Nearly two-thirds of retirees count on Social Security for half or more of their retirement income and for more than three in 10, Social Security is 90 percent or more of their income. It is a safety net that keeps retirees out of poverty.

It’s also important to figure out what you will need to retire. Talking a look at how much Social Security will provide, whether you have another form of pension and how much you spend are all components in determining when you can retire.

For decades, workers achieved retirement security because their retirement income flowed from a combination of employer-provided pensions, Social Security and personal savings. But the recession has exposed the severe deficiencies in our retirement system. We need to develop a new way to provide workers with lifetime retirement security beyond Social Security.

More about this issue:

May 10

Anti-labor organizations throughout the country are behind the Janus case, and are raising money to persuade our members to drop their Union membership. We will look at their history, practices and messaging and make a plan to inoculate our members and community against the attacks.

Apr 26

We know we have to talk about Janus with our members. But what do we say and how do we communicate it? We will discuss both the fundamentals of crafting a powerful message about Janus, and the variety of tools—from printed materials to emails to social media.

Apr 12

How do we have effective conversations and measure our effectiveness? We will drill down into the fundamentals of one-on-one and member-to-member conversations. We will discuss various ways and techniques to map your membership, and to track and analyze the data.

Mar 15

Please join us as we stand with the members of Local 338 RWDSU/UFCW who are fighting for their first union contract with CVS.

Mar 2, 2018 | News Story

On February 24, working people in New York City and across the country

Feb 23, 2018 | News Story

Editorial employees at the digital news site Mic

Feb 23, 2018 | News Story

Members of the Legal Services Staff Association (LSSA) working

Feb 23, 2018 | News Story

This week, NYCCLC President Vincent Alvarez participated in a panel discussion hosted by IBEW Local 3 and Queens County Young Democrats (QCYD).

Feb 23, 2018 | News Story

America produces more wealth today than at any time in history, yet the economic rules written for the rich and for powerful corporations have resulted in hard times for regular people.